Investments

If you do not indicate an investment choice on your application form, you will automatically be invested by default into the Hilton Flexible Income StrategyOpens in new tab with a target retirement age of 65 (unless you specify an alternative age).

Additional Funds

Neither Legal & General nor Hilton (UK) are suggesting that the core funds are necessarily suitable for you and your circumstances. A wider range of funds and Lifestyle Profiles is available to you in the Fund informationOpens in new tab section.

Risk vs Reward

Almost all investment involves some degree of risk. What's important is that you understand and are comfortable with the risks you are taking in relation to the expected ''reward''.

Higher risk does mean the potential for higher rewards, but it also comes with a greater chance of your fund decreasing. On the other hand a lower risk has a smaller chance of loss, but the potential growth of your fund will normally be less.

You should make sure you understand and are prepared to take these risks before you choose your investment options.

To help you understand your attitude to investment risk you can use Legal & General's Retirement Planning Tools in the Useful tools section.

Responsible investing

As well as caring about your financial future we believe that we have a responsibility to consider the impact that the companies that we invest in have on the world around us. The money we manage for you and for millions of other savers means that we can influence some of the world’s largest companies. If a company isn’t changing the way they work, we’ll work with them to help them make change.

You can find out more about how the money from your pension is invested to make a difference on our Responsible investing page.