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Step 3: Getting there

The future you’ve been working towards is on the horizon. Make sure your plans are on track here.

If you’re 10 years or less from retiring or taking your money, you're starting to think about what your life will look like in the future. There are a few key things you should think about now to make sure your plans are on track.

  • When you intend to take your money and how long your savings need to last
  • How much you have in your pension pot
  • How you want to receive your pension income
  • Whether your investment choices are right for how you want to take your money   

You should take the time to carefully review the options available to you so you’ve got time to make adjustments if you need to.

Remember that if you’re a SAUL member for more than three years, you’ll also get a pension based on your salary. You’ll have more income when you retire and different options. You can find out more at saul.org.uk.

How much you've saved >

You should think about what your income will be at your chosen retirement age and how long it will need to last. 

Your options for taking your money >

You have the flexibility to decide when and how to use your savings.

Investing as you approach retirement >

The things to think about when it comes to investing your pension savings in the years leading up to retirement.