Investing as you approach retirement

It’s important, particularly if you’re 10 years or less from retirement, to ensure that your retirement savings are invested in a way that reflects your circumstances and the way you want to take your money at your target retirement age.

If you haven’t done so already, you need to ask yourself a couple of key questions.

Is your target retirement age right for you?

Do you still intend, or can you afford, to take your money at the age when you had originally planned to?

If your target retirement age no longer reflects your circumstances or your plans, you may want to change it.

Whether you still intend to take your money at your target retirement age, or want to change it, then you should check that your money is invested in a way that reflects how and when you plan to take it.

You can always change your target retirement age as your future plans become clearer. You can do this by logging into Manage Your Account and completing the secure e-form.

Do you know how you plan to take your money?

You have a range of options when it comes to taking money from your retirement savings account. Have a look at Your options for taking your money for more details.

Knowing how you intend to take your money will help you choose investments that reflect the way you plan to take your retirement savings.

There are a number of other factors to consider. The Learn more about investing page can help you focus on all the things you should be thinking about when it comes to choosing investments.