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Simplify your savings with our Personal Pension

You can open a new pension online today, with the option to transfer your old plans into one easy-to-manage pension. Choose your risk level and we’ll take you through the process.

We work hard on your behalf and use our investment expertise to try and get the most out of the money you save for retirement. Our five multi-index funds spread your investment across numerous industries, countries and markets.

Unsure about Risk?

Before making your fund selection, you should be comfortable with the amount of risk you wish to take. There are various aspects to consider, such as how long you will be investing or how you feel about fluctuations in the value.

Find a fund to suit you

Your preferred level of risk can have a big impact on your savings. Our five funds offer a different balance of risk and potential reward.

Shares typically give you a higher return over the long term but are riskier. Bonds, cash and property are more stable but offer lower potential returns. Investing in one of our funds gives you a mix of shares, bonds, cash and property. The higher risk funds have a larger proportion of shares than the lower risk funds.

Please remember the value of your investment will go up and down. It isn’t guaranteed, so you may get back less than you put in.

Select risk level

Choose your risk level

What are the costs to invest?

0.25% service charge + 0.31% fund charge * deducted annually from your total investment.

£

* The fund may also incur transaction costs

Other ways to invest your pension

Default investment option

This option is available if you do not want to choose your own fund.

Meet our Multi-Index Fund Managers

Legal & General is one of the UK's leading financial services groups and a major global investor, with over £1.2 trillion in total assets under management at 31 December 2023. Our investment professionals manage over £84bn in multi assets funds.

Your funds two dedicated managers plus 30+ investment specialists work to deliver your returns and offer you full support.

Francis Chua, Fund Manager

Andrzej Pioch, Fund Manager

Learn more about investing

Pensions explained

New to pensions? We answer some key questions you might have before you start saving for retirement.

Pensions explained

Understanding risk

Investing money comes with a degree of risk. Learn more about how to choose the best risk level for you.

Learn about risk

Want to get in touch?

Find all the ways you can get in touch with us about our Investment products.

Contact us