How to register with this lender as a new user
You can register as a broker here: www.mfsuk.com/register-as-a-broker/
You can also use our underwriter Live chat via www.mfsuk.com, email at info@mfsbtl.com, or call on 020 7060 5678 where one of our team will register you directly. Whatever you prefer.
How to add Mortgage Club as a payment route with this lender
Simply let your dedicated Underwriter or BDM know that you will be using Legal & General Mortgage Club as your submission route.
How to contact this lender
Enquiries: 020 7060 5678, info@mfsbtl.com
Business Development Managers: 020 7060 1234, brokers@mfsuk.com
Address: Market Financial Solutions, 46 Hertford St, London W1J 7DP. www.mfsuk.com/contact-us/
Procuration Fees
| Fee received from lender (Gross fee) | We'll pay you (Net fee) | |
|---|---|---|
| Buy to let | 1.20% | 1.10% |
| Bridging | 1.50% | 1.30% |
| Refinance | 50% of the standard BTL and Bridging gross fee | 45% of the standard BTL and Bridging gross fee |
Who are we
Market Financial Solutions launched in 2006, providing over 18 years’ industry experience. We lend on complex property and ownership structures across England and Wales delivering fast and flexible buy-to-let, bridging, commercial and semi-commercial term solutions.
We have multiple institutional funding lines behind us (we’ve never stopped lending since 2006) allowing us to support a wide range of property investors with bridging or BTL. What’s more, we are members of NACFB, FIBA, IMLA, ASTL and UK Finance.
We can accommodate a range of complicated borrower backgrounds, including those overseas, large loans, specialist properties, or poor credit histories. Brokers love working with us, and you can see for yourselves here: Trustpilot.com
We provide a range of tools and resources to aid investors and brokers. Our calculators are quick and simple, and we produce original research reports throughout the year, release regular blogs on the state of the market, host our own podcast with several industry insiders, and much more.
We can complete in mere days and pride ourselves on never leaving our intermediaries in the dark on where their client’s application stands.
What we do
We lend on complex property and ownership structures across England and Wales delivering fast and flexible buy-to-let, bridging, commercial and semi-commercial term solutions.
… And when we say yes, we mean YES!
Our product ranges:
- Buy to Let mortgages
- Semi-commercial term loans
- Commercial term loans
- Bridge Fusion
- Bridging Finance – 1st and 2nd charge available
USPs across ALL our ranges:
- Boost maximum loan size with our market leading affordability tools including top slicing. Click here to see if we can lend more
- Expats, Foreign Nationals (even without UK footprint), trading companies, SPVs, trust including offshore
- Share purchase agreements
- Adverse credit considered
Buy to Let Mortgages & Commercial Term
- £100k – £3m, (£2m Commercial) maximum portfolio with MFS £10m (exceptions available)
- Lending up to 75% (70% Commercial)
- Maximum 10-year term
- No stress testing of background portfolio or fixed rates less than 5 years!
- MUFBs, unlimited HMOs, Holiday lets, flats above nuisance premises, ex-local flats
- Refurbishment BTL without the need for bridging
- FT Landlords
- Commercial can Considered: Nursing/care homes, hotels/B&Bs, restaurants, pubs, steel-framed warehouses, leisure clubs/gyms
Bridging Loans
- £100k – £50m (exceptions available)
- Up to 75% LTV (70% for second charge, semi/commercial)
- Cross charging available
- No exit fees
- Specialists in complex circumstances
- Bankruptcy annulments acceptable