Products
Adviser protection products
Our range of personal and business protection products for advisers have been specially crafted to offer quality, so you can tailor cover for every family, business, need and lifestyle.
Personal protection products
Life Insurance
Flexible cover that can be tailored to offer financial protection for your client’s loved ones with the option to add critical illness cover.
Critical Illness Cover
Critical Illness Cover without life cover provides a cash lump sum following a valid claim for a specified critical illness covered by the policy.
Life Insurance with Critical Illness Cover
Combined cover that can pay following death, terminal illness or a valid critical illness claim, subject to the policy terms. The cover ends following the first full claim.
Whole of Life Protection Plan
Designed to give your client cover for the rest of their life and can help your clients protect their family when they die.
Income Protection
Tailored plans to help protect your client’s income and wellbeing if they can’t work because of an illness or injury.
Rental Protection Plan
Protection for renters, exclusive to advisers. Pays a monthly benefit which can be used to help pay the rent if a valid claim is made.
Business protection products
Executive Income Protection
Can help protect small business clients against the financial impact of an employee’s incapacity.
Key Person Protection
Can help your client cover costs such as reduced profits or to fund replacement staff after the loss of a key person.
Key Person Income Protection
Designed to pay a business a monthly benefit if a key employee can't work because of an illness or injury.
Share Protection
Helps business owners buy out shares after the loss of a partner or director.
Business Loan Protection
Helps your client pay outstanding loans or debts after the loss of a guarantor or key individual.
Relevant Life Plan
A tax-efficient way for your client to offer a death-in-service benefit to their employees.
Umbrella Benefits
When life throws challenges, we're here for your clients
Our commitment goes beyond finances, because we know it takes more than money to truly heal.
From finding the right care, managing mental and physical health challenges, to getting your clients back on their feet after illness or injury.
Our three value-added services are included at no extra cost. Care Concierge and Wellbeing Support are available from day one, and Rehabilitation Support Service included with income protection, from the moment your clients claim.
We’re here for your client, their family, for every generation, at every stage of life.
Product Target Markets
Information on all protection products, the needs they meet and the target markets for which they have been designed.
