
Tools and calculators
Protection tools and calculators for advisers

Direct debit calculator
Personal protection that can be tailored to suit your client’s needs with cover that’s made to protect every family, mortgage and lifestyle.

Risk reality calculator
An odds calculator to show the probability of certain life events happening to your client.
Personal protection calculators

Decreasing term calculator
See how much your clients could receive in the event of a claim.

Maximum stepped benefit calculator
Discover your personalised income protection benefits using our simple stepped benefit calculator.

BMI rating tool
Show how your client's premium could increase due to their BMI.
You will need to login to OLP Connect to use this tool.
Business protection calculators

Business value calculator
Assess the potential value of a business and the potential total amount of cover needed.

Key person calculator
Work out the value of a key person and the amount of cover needed in the event of their critical illness or death.

Premium equalisation calculator
Use to even out differences in premiums between partners/ shareholders, usually due to differences in health and age.
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Tools and calculators
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