Umbrella Benefits
When life throws challenges, we're here for your client
Our commitment goes beyond finances because we know it takes more than money to truly heal.
From finding the right care to managing mental and physical health challenges, to getting your client back on their feet after illness or injury. Or three value-added services are here to support, and all are included at no extra cost, too.
Care Concierge and Wellbeing Support are available from day one, and Rehabilitation Support Service from the moment they claim.
We're here for your client, their family, for every generation, at every stage. We're here for life.
Adviser guides
Customer guides
Private Diagnostics and Fracture Cover are no longer available to new business.
Why Umbrella Benefits?
Practical and emotional support
Services and optional benefits to enhance the core policy
Offers clients more choice, flexibility and cover
Explore Umbrella Benefits
Wellbeing Support
When life throws challenges, whether it's illness, injury bereavement or mental health struggles, your clients need more than just financial support. That's where Wellbeing Support steps in. Provided by RedArc Assured Limited.
Rehabilitation Support Service
When illness or injury takes hold, the road to recovery can feel uncertain. Rehabilitation Support Service supports a quicker return to work with fast access to expert help. Included as standard with income protection.
Care Concierge
The journey to finding the right care for your family can be complex and finding the right care for yourself or a loved one can be overwhelming. That's where Care Concierge steps in.
Private Diagnostics
Because it’s important to have answers as quickly as possible when facing suspected serious illness, Private Diagnostics gives your clients access to some of the UK’s top consultants and diagnostic testing for cardiology, oncology or neurosurgery referrals, with results provided in just a few weeks.
Private Diagnostics is no longer available to new business.
Fracture Cover
Fracture Cover provides peace of mind that should your client get injured with a specified injury, they’ll be financially protected. Covers multiple claims per year, with a maximum benefit of £4,000 per year.*
Fracture Cover is no longer available to new business.
* Insured by AXIS Specialty London. The support and services are provided by Trustedoctor, a sister company of Further Underwriting International SLU